The company continues to allocate capital to segments with the best risk-adjusted returns, with strong growth in the property and casualty segments, while maintaining quality underwriting performance in the mortgage segment.

The company signed an agreement to acquire RMIC Companies, Inc. and its subsidiaries, which together comprise the run-off mortgage insurance business of Old Republic International Corporation, expanding its mortgage insurance business.

The company signed an agreement for the sale of Castel Underwriting Agencies Limited, a managing general agency in the U.K., which was acquired as part of the Barbican acquisition, as part of its strategy to focus on core business.

The company's reinsurance group emphasizes disciplined underwriting over premium growth, maintaining centralized control over reinsurance underwriting guidelines and authorities.

The insurance group focuses on talent-intensive rather than labor-intensive business and seeks to operate profitably across all its product lines, while centralizing responsibility for underwriting.

The mortgage group's strategy is to generate underwriting profit through disciplined credit risk analysis and proper pricing, while providing innovative products and superior service.

The company recognizes that the effects of climate change could impact its loss limitation methods, increase the frequency and severity of catastrophic events, and have a material adverse effect on its financial condition.

The company acknowledges the risk of cyber attacks, the use of artificial intelligence technologies, and other technology on its systems or those of its business partners and service providers, which could negatively impact its business and/or expose it to litigation.

The company acknowledges the risk of statutory or regulatory developments, including as to tax matters and insurance and other regulatory matters such as the adoption of legislation that affects Bermuda-headquartered companies and/or Bermuda-based insurers or reinsurers.

The company competes with major U.S. and non-U.S. insurers and reinsurers, some of which have greater financial, marketing and management resources and longer-term relationships with insureds and brokers.

The private mortgage insurance industry is highly competitive and private mortgage insurers generally compete on the basis of underwriting guidelines, pricing, terms and conditions, financial strength, product and service offerings, customer relationships, reputation, the strength of management, technology, and innovation.

Arch MI U.S. and other private mortgage insurers compete with federal and state government agencies that sponsor their own mortgage insurance programs, including the FHA and, to a lesser degree, the VA.

The reinsurance group believes that maintaining tight control over its staffing level and operating primarily as a broker market reinsurer permits it to maintain low operating costs relative to its capital and premiums.

The insurance group believes that promoting and utilizing a multi-channel distribution system provides efficient access to its broad customer base, working with select international, national and regional retail and wholesale brokers and leading managing general agencies and program administrators.

The company believes that claims handling is an integral component of credibility in the market for insurance products and employs experienced claims professionals and also utilizes experienced external claims managers where appropriate.

The company launched a new talent acquisition model that modernizes its approach to the talent market and maximizes its ability to find and hire top talent across multiple talent pools and proactively source pipelines of key talent.

The company provides career growth opportunities through a combination of on-the-job training and experience, exposure to top-notch colleagues who coach and mentor, and education and training programs designed to accelerate learning.

The company is taking steps to address the effects of climate change and facilitate the transition toward decarbonization in all its underwriting segments, and seeks to identify business opportunities associated with environmentally friendly trends.

The Board of Directors has authorized the investment in Arch Capital's common shares through a share repurchase program, with $1.0 billion remaining authorization at December 31, 2023.

During the 2023 fiscal year, the company did not repurchase any shares under its share repurchase program.

The company has approximately $21.1 billion in capital at December 31, 2023, which it believes has enabled it to establish a strong presence in the markets in which it participates.

The company is committed to further integrating diversity and inclusion principles in its operations and aims to leverage all the best contributions and thinking across the Company.

The company has adopted a thermal coal policy and provides environmentally sustainable insurance solutions in certain product lines.

The company is taking steps to address the effects of climate change and facilitate the transition toward decarbonization in all its underwriting segments and seeks to identify business opportunities associated with environmentally friendly trends.

The mortgage insurance market operates on a distinct underwriting cycle, with demand driven mainly by the housing market and general economic conditions.

The company is taking steps to address the effects of climate change and facilitate the transition toward decarbonization in all its underwriting segments and seeks to identify business opportunities associated with environmentally friendly trends.

The company actively monitors developments in the housing market, financial regulation and public policy in the geographies where its mortgage group operates to facilitate implementation of laws, regulations and policies which support sustainable environmental behavior and mitigate the effects of climate change.