Arch Capital Group Ltd. is a publicly listed Bermuda exempted company that provides insurance, reinsurance, and mortgage insurance on a worldwide basis through its wholly owned subsidiaries. The company focuses on writing specialty lines of insurance and reinsurance and is positioned to provide a full range of property, casualty, and mortgage insurance and reinsurance lines. Arch Capital is part of the S&P 500 index.

• Employees: 6,400+ (as of February 16, 2024)
• Geographic Footprint: Bermuda, the U.S, the U.K., Europe, Canada, and Australia
• Headquarters: Pembroke, Bermuda
• Founded: September 2000
• Revenue: $13.5 billion (FY2023)
• Market Capitalization: Approximately $26.9 billion (as of the last business day of the Registrant's most recently completed second fiscal quarter)
• Key Subsidiaries/Brands: Arch Insurance, Arch Reinsurance, Arch Mortgage Insurance

• CEO: Marc Grandisson
• CFO: François Morin

• Annual Revenue: $13.5 billion (FY2023)
• Net Income: $4.4 billion (FY2023)
• Market Cap: Approximately $26.9 billion (as of the last business day of the Registrant's most recently completed second fiscal quarter)
• Total Assets: $58.9 billion (as of December 31, 2023)
• Employees: 6,400+ (as of February 16, 2024)
• Key Financial Highlights: Book value per share was $46.94 at December 31, 2023, compared to $32.62 per share at December 31, 2022.

Arch Capital provides a range of insurance, reinsurance and mortgage insurance products and services:

• Insurance: Specialty lines of property and casualty insurance, including coverage for construction, national accounts, professional lines, marine, aviation, energy, travel, accident, health, and other specialty lines.
• Reinsurance: Specialty property and casualty reinsurance treaties, property facultative reinsurance, and other reinsurance coverages.
• Mortgage Insurance: Mortgage insurance products and services in the U.S. and internationally, including participation in government-sponsored enterprise credit risk-sharing transactions.

Arch Capital operates through three main underwriting segments:

• Insurance: Conducted in Bermuda, the U.S, the U.K., Europe, Canada, and Australia.
• Reinsurance: Conducted on a worldwide basis through subsidiaries, including Arch Re Bermuda, Arch Re U.S., Arch Syndicate 2012, Arch Syndicate 1955 and Arch Re Europe.
• Mortgage: Includes mortgage insurance and reinsurance in the U.S. and internationally, and participation in GSE credit risk-sharing transactions.

Arch Capital's strategy is to capitalize on its financial capacity, experienced management, and operational flexibility to offer multiple products through its operations. Key strategic initiatives include:

• Capitalizing on profitable underwriting opportunities.
• Centralizing responsibility for underwriting.
• Maintaining a disciplined underwriting philosophy.
• Focusing on providing superior claims management.
• Promoting and utilizing an efficient distribution system.
• Growing strategic partnerships or acquiring strategic businesses in stable and niche areas.

Arch Capital operates in the highly competitive global insurance and reinsurance markets. Key aspects of the industry include:

• Primary Industry: Insurance and Reinsurance
• Market Trends: Cyclical market conditions, impact of economic factors and inflation, and increasing regulatory scrutiny.
• Key Competitors: Major U.S. and non-U.S. insurers and reinsurers, including Allianz, American Financial Group, Berkshire Hathaway, Chubb Limited, and Munich Re Group.

• Market Risks: Intense competition, cyclical nature of the industry, and potential changes in demand.
• Operational Risks: Reliance on third-party administrators, potential for cyber attacks, and the need to maintain effective internal controls.
• Financial Risks: Exposure to credit risk, potential for reinsurance recoverables to be uncollectible, and the impact of interest rate fluctuations.
• Regulatory Risks: Compliance with complex and evolving insurance regulations, and the potential impact of new legislation.