AIG's 2025 priorities include delivering sustainable underwriting results and profitability growth by focusing on underwriting excellence and prudent expense management.

AIG expanded capabilities in the non-admitted ultra and high-net-worth market through an exclusive wholesale distribution partnership between Private Client Select (PCS) and Ryan Specialty.

AIG's 2025 priorities include unlocking the full potential of AIG's less complex operating structure by refining the new structure to operate efficiently as a lean, agile, and high-performing company.

AIG's 2025 priorities include investing in talent for the future by fostering a performance-driven culture built on quality, excellence, and continuous improvement.

AIG's 2025 priorities include expanding data and digital strategies by scaling the use of generative artificial intelligence (AI) and focusing on continued enhancement of data quality.

AIG's global team is both results oriented and focused on how they achieve positive outcomes, creating an aligned and inclusive culture that enables further progress.

The company acknowledges that deterioration of economic conditions, geopolitical tensions, changes in market conditions, or weakening in global capital markets may materially affect its business, financial condition, and liquidity.

The company states that the amount and timing of insurance liability claims are difficult to predict and such claims may exceed the related liability for unpaid losses and loss adjustment expenses.

The company identifies risks associated with its investment portfolio, including concentration of investments, reliance on third-party investment managers, and valuation of investments.

AIG acknowledges that it operates in highly competitive environments, both domestically and overseas, and that it competes through a combination of risk acceptance criteria, product pricing, and terms and conditions.

The company states that competition for employees in its industry is intense, and managing key employee succession is critical to its success.

AIG recognizes that technological changes may present new and intensified challenges to its businesses.

AIG's 2025 priorities include continuing to refine its new operating structure to operate efficiently as a lean, agile, and high-performing company.

The company acknowledges that it may not be able to fully realize the anticipated expense reductions and operational efficiency improvements from its restructuring initiatives.

The company uses outsourcing strategies and third-party providers, which exposes it to risks if these parties do not perform as anticipated.

AIG's 2025 priorities include responsibly scaling the use of generative artificial intelligence (AI) and focusing on continued enhancement of data quality.

The company recognizes that technological advancements and innovation in the insurance industry present competitive risks if it is unable to effectively implement these advancements.

The company states that the NAIC and certain U.S. states have adopted or are considering regulations and guidance relating to the use of Al.

AIG's 2025 priorities include executing on a balanced capital management plan to deliver shareholder value and support strategic flexibility.

As a holding company, AIG Parent depends on dividends and other payments from its subsidiaries to fund operations, pay dividends, repurchase shares, meet debt service obligations and meet the capital and liquidity needs of our subsidiaries.

The company repurchased $6.6 billion of AIG common stock, reducing outstanding shares by 12 percent.

The company states that increasing scrutiny and evolving expectations from investors, customers, regulators, policymakers, and other stakeholders regarding environmental, social, governance, and sustainability matters may adversely affect its reputation or business.

The company strives to create an inclusive workplace that provides equal opportunities for all colleagues and believes in building a culture where everyone is valued and all perspectives are welcome.

AIG's five Values guide colleagues' actions: Take ownership, Set the standard, Win together, Be an ally, and Do what's right.

The company states that its businesses are highly dependent on global economic and market conditions and that weaknesses in economic conditions may negatively affect its business.

The company states that federal- and state-level lawmakers and regulators in the United States and in other major countries in which it operates have increased their scrutiny on financial institutions' and other companies' governance, risk oversight, disclosures, plans, policies and practices in connection with climate change.

The company states that it is impacted by the activities of policymakers and the laws and regulations enforced by various federal agencies.