Capital One Financial Corporation is a diversified financial services holding company offering a broad array of products and services to consumers, small businesses, and commercial clients. The company's core business model revolves around lending, deposit gathering, and capital markets activities. Capital One is among the largest credit card issuers in the U.S. and also provides auto loans and other consumer lending products. It has a significant geographic presence across the U.S., with operations in the U.K. and Canada.