Total net sales increased 10% over the same period in the prior year from $379 million in 2023 to $415 million in 2024. The average producing agent count across all of the exclusive agencies increased 13% over the prior year.

Health premium income increased from $329.2 million to $351.6 million, demonstrating continued expansion in the supplemental health insurance segment. This growth is a key component of the company's diversified revenue streams.

Operating expenses increased from $1.06 billion to $1.12 billion, indicating potential challenges in managing costs effectively. While revenue increased, the higher expenses could offset some of the gains.

The company repurchased 4.0 million shares at a total cost of $330 million, reflecting a commitment to returning capital to shareholders. This action also signals management's confidence in the company's financial position.

The company faces several lawsuits, including class actions and regulatory inquiries from the SEC and U.S. Attorney's Office. These legal and regulatory matters could have a material adverse effect on Globe Life's financial condition and operating results.

The company's stock price experienced a decline following the publication of reports by short sellers, resulting in reputational damage and securities class action litigation. This volatility and litigation could negatively impact the company's financial performance.

Globe Life continues to focus on marketing individual life and supplemental health insurance, indicating a strategic emphasis on its core competencies. This focus helps maintain a competitive edge in its target markets.

Administrative expenses as a percentage of premium increased from 6.8% to 7.0%, suggesting a potential decline in operational efficiency. Monitoring and controlling these expenses will be important for maintaining profitability.

The company repurchased 4.0 million shares for $330 million, demonstrating a commitment to returning capital to shareholders. This action reflects management's view of the company's value and future prospects.

The increase in the number of securities in an unrealized loss position is due to the increase in interest rates.