Comparable store used unit sales increased 4.3% in the third quarter, indicating positive organic growth. This suggests that the company's existing stores are performing well and attracting more customers.

The company opened three new stores during the first nine months of fiscal 2025, indicating continued expansion efforts. This suggests that the company is committed to growing its physical presence and reaching new customers.

The company is focused on refining its omni-channel experience, with approximately 70% of customers leveraging some or all of its digital capabilities. This suggests that the company is adapting to changing consumer preferences and investing in technology to drive future growth.

The company is pursuing incremental efficiency opportunities across its logistics network and reconditioning operations, targeting savings of approximately $200 per retail unit. This suggests that management is focused on improving operational efficiency and reducing costs.

The company's capital allocation strategy is focused on its core business, with a conservative approach to capital structure to maintain flexibility. This suggests that management is prioritizing financial stability and long-term growth.

The company accelerated the pace of its share repurchases, indicating confidence in its financial performance and future prospects. This suggests that management believes the company's shares are undervalued and is committed to returning capital to shareholders.

The company acknowledges that general or regional U.S. economic conditions, including inflationary pressures and fluctuating interest rates, could impact its business. This suggests that the company is aware of the potential risks associated with macroeconomic factors and is taking steps to mitigate them.

The company identifies changes in the competitive landscape and/or its failure to successfully adjust to such changes as a risk factor. Additionally, a reduction in the availability of or access to sources of inventory could negatively impact the company.

Changes in economic conditions or other factors that result in greater credit losses for CAF's portfolio of auto loans receivable than anticipated is a risk factor. Additionally, changes in consumer credit availability provided by third-party finance providers could impact the company.

The company believes its omni-channel experience provides a competitive advantage, with approximately 70% of customers leveraging some or all of its digital capabilities. This suggests that the company is well-positioned to compete in the evolving used car market.

The company is focused on profitable market share growth, indicating a commitment to balancing growth with profitability. This suggests that the company is not simply pursuing growth at any cost, but is instead focused on creating sustainable value.

The company is aiming to become the leading retailer of used EVs in the market, with Edmunds launching several research and buying tools to support this goal. This suggests that the company is positioning itself to capitalize on the growing demand for electric vehicles.

The company is pursuing incremental efficiency opportunities across its logistics network and reconditioning operations, targeting savings of approximately $200 per retail unit. This suggests that management is focused on improving operational efficiency and reducing costs.

SG&A leveraged by 640 basis points during the third quarter of fiscal 2025, driven by the growth in gross profit and continued expense efficiency actions. This suggests that the company is successfully managing its expenses and improving its profitability.

The company is expanding its test of a new transportation management process that leverages data science algorithms and AI to provide new planning and execution capabilities. This suggests that the company is investing in technology to improve its operational efficiency.

The company is creating operational efficiencies and assisting customers with tools such as Skye, its AI virtual assistant, which have allowed customers to complete more remote steps and improved conversion. This suggests that the company is leveraging AI to improve the customer experience and drive sales.

The company is expanding its test of a new transportation management process that leverages data science algorithms and AI to provide new planning and execution capabilities. This suggests that the company is investing in technology to improve its operational efficiency.

Edmunds has launched several research and buying tools to support the company's goal of becoming the leading retailer of used EVs. This suggests that the company is leveraging its technology and data to capitalize on the growing demand for electric vehicles.

The company's capital allocation strategy is focused on its core business, with a conservative approach to capital structure to maintain flexibility. This suggests that management is prioritizing financial stability and long-term growth.

The company accelerated the pace of its share repurchases, indicating confidence in its financial performance and future prospects. This suggests that management believes the company's shares are undervalued and is committed to returning capital to shareholders.

Planned capital spending in fiscal 2025 largely consists of spending to support future long-term growth in stand-alone reconditioning and auction facilities, as well as new stores. This suggests that the company is investing in its infrastructure to support future growth.

The company is aiming to become the leading retailer of used EVs in the market, with Edmunds launching several research and buying tools to support this goal. This suggests that the company is positioning itself to capitalize on the growing demand for electric vehicles and contribute to a more sustainable transportation system.

The company is continuously exploring opportunities to help its customers through adjustments in its account servicing strategies, such as payment extensions. This suggests that the company is committed to responsible lending practices and helping its customers manage their finances.

The company maintains disclosure controls and procedures that are designed to ensure that information required to be disclosed in its reports is recorded, processed, summarized and reported within the time periods specified in the SEC's rules and forms. This suggests that the company is committed to ethical governance and transparency.

The company acknowledges that general or regional U.S. economic conditions, including inflationary pressures and fluctuating interest rates, could impact its business. This suggests that the company is aware of the potential risks associated with macroeconomic factors and is taking steps to mitigate them.

The company identifies changes in the competitive landscape and/or its failure to successfully adjust to such changes as a risk factor. This suggests that the company is aware of the competitive pressures in the used car market and is taking steps to maintain its market share.

The company is focused on refining its omni-channel experience, with approximately 70% of customers leveraging some or all of its digital capabilities. This suggests that the company is adapting to changing consumer preferences and investing in technology to meet their needs.