MetLife reorganized from five segments into six, reflecting changes in management responsibilities. The new segments are Group Benefits, RIS, Asia, Latin America, EMEA, and MetLife Holdings. This change was applied retrospectively and did not impact prior period consolidated net income or adjusted earnings.

The company entered into an agreement to sell its ownership interests in AmMetLife Insurance Berhad and AmMetLife Takaful Berhad (collectively, 'MetLife Malaysia'). The transaction is expected to close in 2024, subject to regulatory approvals and other conditions.

The company continues to focus on cost management and operational efficiency, as evidenced by ongoing efforts to streamline operations and reduce expenses, though specific details on these initiatives are not provided in this filing.

Management uses adjusted earnings to evaluate performance and allocate resources, highlighting the results of operations and underlying profitability drivers of the business. This indicates a continued focus on non-GAAP metrics to assess business performance.

Management is closely monitoring political and economic conditions and their potential impacts on the business, investment portfolio and derivatives, indicating a proactive approach to risk management.

Management acknowledges that market volatility can have a significant impact on the Company's financial results, as evidenced by the exclusion of net investment gains/losses, net derivative gains/losses, and market risk benefits remeasurement gains/losses from adjusted earnings.

The company highlights the impact of economic conditions, interest rates, credit spreads, declining equity or debt markets, real estate, obligors and counterparties, government default, currency exchange rates, derivatives, climate change, public health and terrorism and security as key risk factors.

The filing highlights the unavailability, unaffordability, or inadequate reinsurance, including reinsurance risks that arise from reinsurers' credit risk, and the potential shortfall or failure of risk mitigants to protect against such risks, as well as statutory life insurance reserve financing costs or limited market capacity.

The company notes legal, regulatory, and supervisory and enforcement policy changes, changes in tax rates, tax laws or interpretations, and litigation and regulatory investigations as potential risks.

The company highlights business competition and technological changes as factors that could cause differences in results from forward-looking statements, indicating a need to adapt to market dynamics and innovation.

The company highlights unsuccessful efforts to meet all environmental, social, and governance standards or to enhance our sustainability as a potential risk factor, indicating a need to improve ESG performance.

The filing highlights MetLife, Inc.'s Board of Directors influence over the outcome of stockholder votes through the voting provisions of the MetLife Policyholder Trust as a potential risk factor, indicating a potential governance issue.

The company continues to focus on cost management and operational efficiency, as evidenced by ongoing efforts to streamline operations and reduce expenses, though specific details on these initiatives are not provided in this filing.

Other expenses exclude implementation of new insurance regulatory requirements and other costs, indicating a need to manage these costs effectively.

Other expenses also exclude acquisition, integration and other related costs, indicating a need to manage these costs effectively.

The company highlights technological changes as a factor that could cause differences in results from forward-looking statements, indicating a need to adapt to innovation.

While the company highlights technological changes as a potential risk factor, there is no specific information about R&D investments or technological capabilities in this filing.

While the company highlights technological changes as a potential risk factor, there is no specific information about digital transformation efforts in this filing.

The company's Board of Directors authorized an additional $3.0 billion of common stock repurchases, indicating a continued focus on returning capital to shareholders.

The company repurchased 16.9 million shares of its common stock for $1.2 billion, excluding applicable excise tax, during the quarter, demonstrating a commitment to share buybacks.

The company issued $752 million in fixed rate senior notes and redeemed £350 million aggregate principal amount of senior notes, indicating active management of the capital structure.

The company highlights unsuccessful efforts to meet all environmental, social, and governance standards or to enhance our sustainability as a potential risk factor, indicating a need to improve ESG performance.

While the company mentions ESG standards as a risk factor, there is no specific information about environmental commitments, social responsibility initiatives, or governance practices in this filing.

While the company mentions ESG standards as a risk factor, there is no specific information about sustainability risks and opportunities in this filing.

The company highlights the impact of economic conditions, interest rates, credit spreads, declining equity or debt markets, real estate, obligors and counterparties, government default, currency exchange rates, derivatives, climate change, public health and terrorism and security as key risk factors.

The company notes legal, regulatory, and supervisory and enforcement policy changes, changes in tax rates, tax laws or interpretations, and litigation and regulatory investigations as potential risks.

The company highlights business competition and technological changes as factors that could cause differences in results from forward-looking statements, indicating a need to adapt to market dynamics and innovation.