M&T Bank Corporation is a financial holding company that provides a wide range of retail and commercial banking, trust and wealth management, and investment services. The company operates primarily in the Northeastern and Mid-Atlantic U.S., and has a full-service commercial banking office in Ontario, Canada. M&T's core business model focuses on lending to consumers and small-to-medium sized businesses, while also offering trust and fiduciary services through its subsidiary, Wilmington Trust Company.