The Travelers Companies, Inc. (TRV)

Sector: Financials|Industry: Insurance - Property & Casualty|Market Cap: $53.58B|Employees: 33.3K


The Travelers Companies, Inc. is a holding company that provides a wide range of commercial and personal property and casualty insurance products and services. The company operates in the United States, Canada, the United Kingdom, the Republic of Ireland and other parts of the world. Travelers competes on the basis of price, service, product offerings, and agent and broker relationships.

  1. Filings

Filing Highlights

Financial Performance

The company reported a net income of $534 million for the second quarter of 2024, a significant turnaround from a net loss of $14 million in the same period of 2023. This improvement is driven by higher underwriting margins, net investment income, and prior-year reserve development.

Earned premiums reached $10.24 billion in Q2 2024, an increase of 11% compared to $9.22 billion in Q2 2023. This growth indicates strong business activity across the company's segments.

The combined ratio, a key measure of underwriting profitability, improved to 100.2% in Q2 2024 from 106.5% in Q2 2023. However, a ratio above 100% indicates that the company is still experiencing underwriting losses, despite the improvement.

Growth & Strategy

Management Execution

Risk Factors

Competitive Position

Operational Efficiency

Innovation & Technology

Capital Allocation

ESG initiatives

Market Environment